Our customers rate us Excellent 
based on 696 ratings over the past
year 
SwitchSmart™ a free service that works for you
SwitchSmart™ is our free renewal tracking service designed to ensure you never miss a better deal. For the six months before your mortgage renewal, we search the entire market for the most competitive products available. Your mortgage lender will undoubtedly offer you their best deal at the point of renewal. However, only a whole-of-market broker can compare that offer to every other lender, giving you confidence that you are making the right choice. By joining our renewal program, you will receive timely updates and personalised recommendations so that you are ready to secure the best possible outcome when the time comes.
When does your mortgage deal end?
Sign up to SmartSwitch™ today, you won't look back
Let’s talk about what happens when your mortgage deal comes to an end. It’s true, your current lender will usually email you with a new offer. And let’s be honest, the easy thing to do is accept it. In fact, that's exactly what your lender is counting on.
But, what they don’t tell you is that there are over 100 other lenders out there. And chances are, one of them is offering a better rate.
That’s where we come in. As a whole-of-market mortgage broker, we have access to all those lenders, and we have no preference for who you go with. We’ll only ever recommend the most suitable deal that suits your needs.
That’s what SmartSwitch is for. It’s our free renewal service that keeps you one step ahead. You enrol once, and we’ll start working for you when it matters — checking the market, comparing deals, and helping you switch smoothly, without stress.
It’s easy, proactive, and designed to save you money.
5 things you should know...
We specialise in finding the best deals and helping you switch mortgages when your current deal is coming to an end. Understanding the process can take the pressure off, so we’ve answered some of the most common questions to help you feel informed and in control every step of the way.
Speak to an expertSmartSwitch™ is a free mortgage renewal service that monitors the market for better deals before your current deal ends. We track your renewal date and alert you when it's time to switch, saving you time, stress, and money.
If your mortgage deal ends in more than 6 months, now is a great time to register. This gives us enough time to review your options, including what your current lender may offer, and prepare for the switch in advance.
Not at all. There are no credit checks just for joining. We only begin formal applications (which may include a credit check) once you’ve reviewed and agreed to a recommended mortgage.
There’s no cost to join and no obligation to proceed. SmartSwitch™ is designed to keep you informed and in control. If you decide not to switch, that’s entirely up to you.
Yes. Our job is to find you the best overall option. If your current lender offers a great product, we’ll tell you. If someone else can do better, we’ll show you that too. It’s all about what works best for you.
