Mortgageability
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year 
|
Scheme ID00CQ3Z |
Scheme ID3.77% then 7.99% (var) |
Monthly repayment£0,000 |
Scheme fees£0,000 |
Early repayment charge: 2% reducing to 1% until 31/01/27
Overall cost for comparison: 7.4% APRC
National
Westminster Bank plc
Fees and charges
| Booking fee | £0 |
|---|---|
| Arrangement fee | £3,123 |
| Valuation fee | £340 |
| Other fee | £0 |
| Cash back | £0 |
Flexibility
| Max LTV | 85% |
|---|---|
| Overpayments allowed | Yes |
| Early repayment charge | |
| 2% reducing to 1% until 31/01/27 | |
Other info
| Exit fee | £99 |
|---|---|
| Estimated legals | £0 |
A variable rate 2.99% above the Bank of England base rate (5.25%), giving a current payable rate of 8.24% for 2 years. Afterward, it changes to 3.40% above the base rate (5.25%), resulting in 8.65% for the remaining term.