Request a quote

01444 449200
Blog 1

Thank goodness I spoke to a mortgage broker – we’re £6,000 better off

Mortgages are difficult to compare and hard to get. Speaking to a mortgage broker can be the secret to finding the perfect deal – this family saved thousands of pounds.

In the internet age, it may seem old-fashioned to go to a mortgage broker – not to mention paying them a fee as well.

But when it comes to one of the most complex financial decisions you’ll make, the advice of a professional can save you a lot of money in the long run.


“Thanks goodness I chatted to my mortgage broker, Richard Lucy from the Finance Planning Group, and took his advice,” says Salih Kuzubasoglu who is £6,000 better off after getting help to find a new deal in December.“I was on a two-year deal at 5.69% which was coming to an end and my building society offered me a three-year mortgage at 3.99% .“It sounded like a good deal to me,” says Salih, 35, who works in the investment industry.

Salih, who lives in a three-bedroom home in Brighton, was tempted to take it up as he was a bit worried about going through the process of remortgaging under the new lending rules, which he thought it would be intrusive and complex.

“But I took my mortgage brokers’s advice to see if he could find anything to beat that offer. He found me a five-year fixed rate deal with Nationwide at 3.04%. Despite the £999 fee, the repayments are £100 a month cheaper. So I’ll be £1,200 a year better off.

“My wife Maria and I had to get a few bits together to confirm our financial situation, but it really wasn’t the chore I thought it would be. And my broker helped us through the process which made it pretty painless.

“We like the idea of knowing what our repayments will be for a longer term. We could have been vulnerable to higher interest rates at the end of a three year deal.

“With our mortgage broker you don’t need to pay for advice as they get set fees from lenders. So, it’s a win-win situation for everyone.”

The content of this blog is admins personal opinion and comment. It’s not intended to be advice or a recommendation in any circumstances.


Quote Me


Call me

Before you go...

Get the latest mortgage products delivered straight into your inbox to save you missing out!


With over 7000 mortgages to offer you - Get the best rates delivered straight into your inbox!