Our customers rate us Excellent 
based on 696 ratings over the past
year 
Welcome to Equity Release
Helping you understand how to access money from your home, safely and simply.
With equity release, you’ll still own your home, and the money you unlock is yours to use however you like, whether that’s topping up your retirement income, helping family, or simply enjoying life a little more.
We know it’s a big decision, and that’s why we’re here to offer clear, honest advice. We’ll guide you through how it works, what it means for you and your loved ones, and whether it’s the right fit for your future.
As a fully authorised firm regulated by the Financial Conduct Authority, you can have peace of mind knowing you're in safe hands.
Take your time, and when you’re ready, we’d be happy to chat things through.
5 things you should know...
While we’ve made it easy to explore your options online, the truth is that great mortgage advice goes far beyond what a website can offer. In today’s market, advice has never played a more critical role in getting the right outcome. That’s why we always recommend booking an appointment with one of our qualified, later life advisers, to make sure you’re getting guidance that’s tailored to you, not just a one-size-fits-all solution.
Speak to an expertA Lifetime Mortgage doesn’t mean giving up ownership. You stay in your home for as long as you choose, and the plan only ends when you pass away or move into long-term care.
The money you release is yours to spend. Some people use it to top up their retirement income, make home improvements, help family, or simply enjoy life a little more.
You must be at least 55 and own a property in the UK. The amount you can release depends on your age and the value of your home.
Whilst you might choose not to make any monthly payments, all products will have a facility to make some repayments, if you wish. In fact, simply servicing the interest payments will ensure your amount borrowed doesn’t increase.
Equity release is fully regulated by the Financial Conduct Authority. When arranged through an adviser like us, it is protected by clear rules, proper advice, and peace of mind.
As proud members of the Equity Release Council, we follow strict standards designed to protect you. That means you’ll have the right to stay in your home for life, a no-negative-equity guarantee to protect your family, and access to clear, personalised advice. All plans must meet the Council’s product standards, giving you flexible features and added peace of mind that you’re being looked after by a company that puts your best interests first.
Trusted by thousands
Our reviews come from real customers who’ve used our service, and we’re delighted to be rated 5 out of 5 stars by so many of them. It’s something we’re genuinely proud of, and a big reason why so many people trust us with their mortgage and protection needs.
Clear, honest advice with no unexpected costs
Lifetime Mortgages are more complex than traditional mortgages, which is why getting the right advice has never been more important. To reflect the additional time, care, and expertise involved, our advice fee may be up to £1,495 depending on your individual circumstances.
