Team FPG at the Tough Mudder

Simply couldn’t start the week without mentioning a group of people who have been training hard in preparation for yesterday’s Tough Mudder 10 miler. For those of you unaware, a Tough Mudder is a 12 mile cross country run interspersed with 20 different obstacles.  These obstacles include having to swim through an ice lake, climb a near vertical slippery slope … Read more

A tale of two halves

For six letters, the word change masks a massive subject; Much too big to bore you with just hours before a sunny Easter weekend (Finance Planning takes no responsibility if my optimism in British weather condemns us to four days of rain). Accepting that not all changes are for the best (reality TV). Something happened yesterday in … Read more

2016 Building a mortgage machine for brokers…

Undoubtedly 2016 has been a fantastic year and we should consider ourselves fortunate that the mortgage market has remained strong despite everything that has been going on around us. However, with all the technological changes, our business and our mortgage brokers can’t stand still. At Finance Planning we have focused our investment on adding value … Read more

The Importance of Mortgage Protection

Mortgage and protection advisers should not really need further incentives from the lenders to encourage mortgage borrowers to take out protection. Likewise, I would question how appropriate it is for lenders to be offering better deals or more favourable rates to borrowers who are fully protected and were able to repay their mortgages in the event … Read more

When to speak to someone

This week has been rather interesting for me as we have gone from been happy in our house to deciding to move. I could stop there but we actually took the spontaneous plunge of getting valuations and subsequently put our house on the market. What’s the big deal I hear you cry? And in truth, there … Read more

Rate drop continues…

Average rates across all fixed mortgage terms have fallen since the start of the year. According to research from data provider, Moneyfacts.co.uk the average two-year fixed rate has reduced the most, falling by 0.24% since January this year to 2.52%. Five-year fixed rates have dropped from 3.29% in January, to the current 3.10% and the … Read more